9.50% APY¹ Celebration Certificate
In celebration of Cal Coast's 95th Anniversary this year, we're offering a special certificate for a limited time! Start earning 9.50% APY1 today with a low minimum balance of just $500.
Celebrate 95 years of legacy service with us
Our Celebration Certificate offers 9.50% APY1 with a low minimum deposit. Open online today or visit one of our local branch locations.
9.50% APY1 Celebration Certificate
Features and Benefits:
- High fixed rate
- 5-month term1
- Open with as little as $500
- New money required
- Max opening deposit of $3,000 and one per person
Requirements:
The following must be done within 30 days of opening the account and the account must remain open for the term of the Certificate.
- One certificate per Social Security Number (Open or Closed)
- Must be new money (existing members with new money are eligible), not currently on deposit with the credit union
- Must have an active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) checking account with eStatements OR one of the following:
- New Money Market with a minimum balance of $5,000 OR
- New Regular Certificate with a minimum balance of $5,000 OR
- New IRA Certificate with a minimum balance of $5,000 OR
- New (funded) consumer loan excluding share secured loans and Mastercard credit card account (loans not eligible include: credit cards, Share Secured loans, Certificate Secured loans)
If conditions are not met during the term of the certificate, the stated APY on Celebration Certificate may be reduced to the APY in effect for a 3-month share certificate rate for the remainder of the term. No additional deposits or withdrawals can be made during the term of the certificate. The certificate will automatically transfer to the primary savings account upon maturity. Please call us at 877-495-1600 for any questions you may have.
Easy access to your account:
- Online Banking—review transaction history, utilize budget tools, make external transfers, and more.
- Mobile Banking2 including Bill Pay, Deposit, PayItNow person-to-person payments3
- Free eStatements
- CoastLine Telephone Banking
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APY= Annual Percentage Yield. Early withdrawal penalty applies. Fees could reduce earnings. Rates are accurate as of 04/08/24. NEW MONEY ONLY. Offer excludes individual retirement accounts. A primary member is allowed to open one (1) Celebration Certificate Account under the same member name and related tax identification number. The minimum deposit required to open the Celebration Certificate is $500. Certificate opening deposit balance cannot exceed $3,000. The following conditions also apply: (a) Consumer Account Members: An active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) checking account with eStatements OR open (funded) consumer loan (excluding share secured loans and Mastercard credit card account) OR a minimum balance of $5,000 in a money market account, regular certificate account, or IRA certificate account. (b) Business Account Members: An active (one transaction a month, including but not limited to, Direct Deposit, Preauthorized Payments, Checks, ATM, POS, Debit Card, and Bill Pay) Business Checking account with eStatements OR a minimum balance of $5,000 in a Business Money Market account (fees charged, if applicable) OR a Business Line of Credit (LOC). You will have a 30-day grace period to meet the requirements. The stated alternative deposit account must remain open for the certificate term period. If the conditions are not met, the 9.50% stated APY may be reduced to the APY in effect for a 3-Month Certificate Account for the remainder of the term.
Other restrictions may apply. Other rates and terms available. Serving anyone who lives or works in San Diego or Riverside counties. Must meet membership and account opening criteria. New members – a one-time $5 membership fee and savings account required.
Cannot be combined with any other offer. Limited time offer, subject to change without notice. Visit a California Coast Credit Union branch or call (877) 495-1600 for details on rates, fees, and minimum balance requirements. Insured by NCUA.
- Check with your wireless provider to determine if data and text messages rates apply.
- Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.
Don't be a stranger, we're your neighbor
Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart.
Not a Cal Coast member? Join now or learn more!
